I still get a lot of questions regarding this subject so it is worth posting some more information and links for home owners to review.
Learn What You Can do to Protect Your Home
- New Mediation Program Aims to Keep Families in Their Homes
The Foreclosure Mediation Program was established as a result of the Assembly Bill 149, passed during the 2009 session of the Nevada Legislature. Its purpose is to address the foreclosure crisis head-on and to help keep Nevada families in their homes.
The new law establishes a Foreclosure Mediation Program for owner-occupied residential properties that are subject to foreclosure notices filed on or after July 1, 2009.
A homeowner who receives a foreclosure notice may request an opportunity to sit down with the lenders and a trained mediator and explore whether a mutually agreeable resolution, such as a loan modification, can be reached. For answers to common questions about the mediation program, click here. http://www.nevadajudiciary.us/index.php/foreclosure-faqs.html
- If you feel like you may be in danger of facing foreclosure and need immediate help, call 888-995-HOPE or visit www.995hope.org. Homeowner's HOPETM, a counseling service provided by the Homeownership Preservation Foundation, can work with you to find a solution.
- How to Avoid Foreclosures and Keep Your Home (PDF: 1.7Mb)
You're not alone if you're having trouble paying your mortgage. The housing boom led to a record homeownership rate of nearly 70 percent, but some home owners now face problems making their mortgage payments and can't refinance their loans. This brochure will help you understand your options and give you tips on how to avoid losing your home--regardless of what kind of mortgage you have. Text-only version available (PDF: 71Kb)
- How to avoid foreclosures (HUD)
- Foreclosure Assistance Programs by NV State
- Help for Homeowners Facing the Loss of Their Home (HUD)
The above information provided by GLVAR Go HERE to read more
Click below to see more
Nevada Foreclosure info
Blog Disclaimer-This is a personal blog. All information is provided for informational purposes only and is Not legal advice, consult an attorney or financial expert for legal advice. This is general information and is not intended to provide advice on any specific question or transaction. Parties to any real estate transaction should seek competent legal and/or tax counsel to determine the legal, credit and tax consequences of buying or selling a home.
Dawn Barrier at HOMESMART ENCORE Las Vegas, Nevada
Las Vegas, Nevada
Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted.
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HOMESMART ENCORE Las Vegas Dawn Barrier