Dawn Barrier REALTOR®, 's Blog,LAS VEGAS BLOG

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Firt Time Home Buyer Tax Credit -looks like it is closer to getting the extension

There are still kinks to work out ...

CNN reports...Senate likely to extend homebuyers' tax credit

Washington (CNN) -- Senate leaders have reached a tentative deal to extend the first-time homebuyers' tax credit that was originally passed earlier this year as part of the stimulus bill, Republican and Democratic sources told CNN on Wednesday.

The agreement would extend and expand the credit to include current homeowners who want to move, according to the sources.

The original credit in the stimulus bill is set to expire at the end of November and offers a tax credit of $8,000 to first-time homebuyers.

Senate sources told CNN they have tentatively agreed to extend that $8,000 credit for first-time buyers until the end of April. In addition, they are adding a $6,500 credit for some current homeowners who buy a new residence by then.

To qualify, current homeowners must have lived in their primary residence for five continuous years.

 

Dawn Barrier
Century 21 Aadvantage Gold

A Las Vegas Short Sale Agent Real Estate Professional

 

 

Certified Short Sale Professional

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

Las Vegas is #1 Again-(Not that we want this title!) New Foreclosure Hot Spots Emerge in Q3 2009 -

When times are good we are #1 and when they are bad, we are #1 again...Ugh...

Even though our inventory of single family resale homes has dropped below 9,000, the looming foreclosure notices are still at record highs.

Our pending and contingent are at around the 12,000 mark.

There are still a lot of homes sitting vacant, not on the mls, that are bank owned, so it will be interesting to see if they keep putting them on the market at a dribble or if they flood it at one time.

RISMEDIA, October 28, 2009-RealtyTrac, one of the leading online marketplaces for foreclosure properties released its Q3 2009 Metropolitan Foreclosure Market Report, which shows that cities in California, Florida and Nevada accounted for the 10 highest foreclosure rates in the third quarter among metro areas with a population of 200,000 or more.

But five of those Top 10 metro areas reported decreasing foreclosure activity from the third quarter of 2008, while many other metro areas with Top 50 foreclosure rates reported sharp increases in foreclosure activity.

"Rising unemployment and a new variety of mortgage resets continued to gradually shift the nation's foreclosure epicenters in the third quarter away from the hot spots of the last two years and toward some metro areas that had avoided the brunt of the first foreclosure wave," said James J. Saccacio, chief executive officer of RealtyTrac. "While toxic subprime mortgages drove much of that first wave of foreclosures, high unemployment and exotic Alt-A Option ARMs are spreading the foreclosure flood to more metro areas in 2009."

New foreclosure hot spots flare up

Among the top 50 metro foreclosure rates, the three biggest year-over-year increases were in Boise City-Nampa, Idaho, and Provo-Orem and Salt Lake City in Utah. In several states the largest increases were posted in cities not previously a focal point for foreclosure activity. The Chico metro area posted the biggest year-over-year increase in California, with foreclosure activity up 98% from the third quarter of 2008. The medium-sized metro about 100 miles north of Sacramento had a 12.8% unemployment rate in August, above the state and national averages.

A similar trend was seen in cities like Reno-Sparks, Nev., with an 80% year-over-year increase in foreclosure activity, Prescott, Ariz., with a 77% increase, Jacksonville, Fla., with a 64% increase, Rockford, Ill., with a 64% increase, and Lansing-East Lansing, Mich., with a 41% increase.

Top metro foreclosure rates

Las Vegas posted the nation's highest metro foreclosure rate, with 5.13% (one in 20) of its housing units receiving a foreclosure filing during the quarter-nearly seven times the national average. A total of 40,408 Las Vegas properties received a foreclosure filing during the quarter, an increase of nearly 9% from the previous quarter and an increase of nearly 54% from the third quarter of 2008.

DIRECT from RISMEDIA,,,Read the whole article here

All stats are per GLVAR MLS as of this date SF resale homes only.

 

 

 

Dawn Barrier
Century 21 Aadvantage Gold

A Las Vegas Short Sale Agent Real Estate Professional

 

 

Certified Short Sale Professional

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

 

Is it too late to get the $8,000 First Time Home Buyers Tax Credit in Las Vegas? or anyplace else?

Again it is one of those maybe yes, maybe no, it all depends.....

Just my 2 cents worth....

The odds of buying a home now (Nov 30th deadline to close) and closing a loan in time to get the tax credit are most likely very slim to none now due to the financing backlogs and the rush to get all the loans closed in time. Delays are happening even with conventional loans here in Vegas.

I'm sure there will be many that will be able to get in under the deadline, but at this point in the game, if your only reason to buy a home is to get the tax credit, you need to ask yourself .....will you still proceed with the sale if it closes after the deadline and you can't get the tax credit?

If your answer is No,,,,then another question you need to ask yourself is....are you willing to loose your earnest money deposit if you don't follow thru with the purchase? 

Is getting the tax credit really more important to you then buying that home you have always wanted?

Many sellers are now asking these questions and be prepared to see wording in the contracts about this as sellers and agents are most likely not going to want to put in offers for buyers who are "wishy washy" about this.

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

 

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-Congress scrutinizes problems in home buyer credit     Four-Year-Olds Got Homebuyer Tax Credits

This could hinder any type extension?

Maybe it will maybe it won't....but....

Since most have heard the news about all the rampant fraud regarding claiming the tax credit, now it a good time to go back and read the IRS info if you have any questions....

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

Other Blogs

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

North Las Vegas - "The Farm" Centennial Hills area things to do

I was out to the "Farm" recently and thought I'd share some pics.  You can stop by for a visit and buy some fresh eggs, fruits and veggies, some of the largest watermelons you may ever see...we got 1 weighed about 25 pounds! Makes me miss my farm I use to have in Florida,,but not all the work!

They also have some cute critters to see rabbits, goats, chickens, pony, peacocks and more...Please feel free to give a donation if you can.  Tell them the "rabbit lady" Dawn said to stop by.

Here is a link to a recent article in The View about the Farm and the Pumpkin Squash Festival The Farm

The festival, which will be held from 9 a.m. to 9 p.m. every weekend through Oct. 31, began all those years ago as a simple pumpkin patch.

According to Linsenbardt, it has now grown into so much more. The Farm is located at 7222 W. Grand Teton Drive. Admission is free

The event features a patch of squash, long-stemmed pumpkins, carriage rides, a hay maze, a petting zoo and a concession stand.

 

Home Buyers Rely on Low Down-Payment Government Mortgages

Interesting article direct from RISMEDIA...Read the whole article Click Here

59% of Home Buyers Rely on Low Down-Payment Government Mortgages

RISMEDIA, October 21, 2009-The new home market is cooling down and government intervention has been a key driver to new home sales, according to a recent monthly survey of home builders, just released by John Burns Real Estate Consulting. 

In addition to the tax credit that expires Nov. 30, government mortgage programs have been critical in 2009. The survey reveals that 59% of this year's sales have been dependent on FHA, VA or USDA financing programs with 96.5% to 100% LTV. 

What percentage of your home buyers this year used this type of financing?

Region           Cash    FHA         Jumbo    Other Conforming    USDA    VA         Don't 
                                    Insured    Loans      Loans                                       Loans   Know
 Midwest         3%         59%        1%              18%                    3%         3%           13%
Northeast        7%        41%          8%            28%                    2%         6%           8%
Northwest        5%       34%         13%           31%                    6%         11%          1%
Northern CA
Region              4%        68%         0%            16%                      0%         8%           3%
Northern
Florida              6%         47%        2%              15%                    16%        9%          5%
Southeast          7%         48%       6%             18%                     3%          11%          7%
Southern
California        6%          48%        15%            19%                     0%          8%           3%
Southern
Florida              22%         59%       4%              13%                      0%          3%           0% 

The highest use of FHA financing was reported by Northern California builders, while Southern Florida builders reported the highest percentage of cash purchases. "The cash sales are most likely due to investor purchases of attached homes," said Jody Kahn, a vice president with the firm. 



Read more: direct from RISMEDIA...Read the whole article Click Here

Facing Foreclosure? 'Short Sale' May Help

Facing Foreclosure? 'Short Sale' May Help

 

A Las Vegas Short Sale, What is a Las Vegas Short Sale? Short Sale Las Vegas Agent
Las Vegas Short Sale, What is a Las Vegas Short Sale?
A Las Vegas Short Sale occurs when you own more on your home that
what it could sell for and you need your lender approval to sell the home

 What does the term "Short Sale" mean and why does it take so long to process? -

  • SHORT SALE YOUR HOME
  • WHAT DOES A SELLER NEED TO PROVIDE TO DO A LAS VEGAS SHORT SALE?

    Another LAS VEGAS SHORT SALE **INVESTOR SPECIAL** RENTALS

    TIPS: Around the Home – Preparing House for Winter

    Read the Whole article by

    at Around the Home - Preparing House for Winter Goes Far to Make it More Energy Efficient



    RISMEDIA, October 10, 2009-(MCT)-Every fall, we button up the house by cleaning and checking, fixing and sealing. Turns out that getting the house ready for winter isn't just a cold-winter thing-it's an eco-friendly thing, too. A tight house uses-and loses-less energy, requires fewer natural resources and produces less pollution. With just a bit of effort, you can make your fall house chores even greener. Here's how:

    Read more: Around the Home - Preparing House for Winter Goes Far to Make it More Energy Efficient

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    Homeowners Must overcome some of these fears in order to possible avoid foreclosure

    Read the whole article by RISMEDIA, October 10, 2009 Overcoming Fear of Foreclosure Critical for Many People to Keep Their Homes

    Homeowners must overcome some of these fears in order to possible avoid foreclosure.

    Fear: Homeowners are afraid to let the mortgage company know they are having a problem because they think it will speed up the foreclosure process.

    Contacting your lender is an important first step if you want to save your home from foreclosure. It provides you with an opportunity to explain why you have fallen behind on your payments and what steps you are taking to get back on track. Lenders have a financial interest in keeping you in your home and may be willing to alter the terms of your loan or devise a repayment plan.

    Fear: Homeowners believe that if their mortgage company has already turned them down for a loan modification, there is no point in contacting a counseling agency.

    Many homeowners are turned down for a loan modification because the information they provide to their lender indicates that their expenses exceed their income or that they have not provided accurate documentation and information about their loan. In other cases, the lender may have made a processing error or the investor who owns the loan will not modify loans in accordance with the Making Home Affordable program.

    A housing counselor may be able to suggest alternatives that better suit your current financial situation or help you make adjustments that make you a better candidate for a loan modification with your lender.

    Fear: Homeowners fear being judged by others for seeking help.

    These are challenging financial times. While it may feel like you are the only one struggling, the reality is that many of your friends and neighbors are also finding it difficult to stay afloat. By seeking help, you will not only increase your chances of avoiding foreclosure, you may also serve as an inspiration to others.

    Fear: Homeowners think it is better to use all of their financial resources before seeking help.

    Many homeowners try to ride out the financial storm, using their savings and depleting their retirement accounts before seeking help. By the time they do seek help, they are in an even more desperate financial situation and they have spent the resources that may have given them more options in dealing with their mortgage crisis.

    Fear: Homeowners facing foreclosure fear that their situation is hopeless.

    For homeowners facing foreclosure, the feelings of hopelessness and despair can be overwhelming. While for some, seeking help may mean saving their home, it is inevitable that some homeowners will end up in foreclosure. A certified housing counselor can help homeowners work through the foreclosure and build a new path for long term financial success.

    Fear: Companies claiming they can save your home charge large, up-front fees.

    You can receive counseling from a reputable, nonprofit housing counseling agency at no charge. While there are unscrupulous businesses looking to take advantage of homeowners, there are also many HUD-approved housing counseling agencies that offer help for struggling consumers.

    For more information, visit http://www.cccsinc.org/.



    Read more:

    Another possible solution to foreclosures is to sell your home thru the Short Sale process SHORT SALE YOUR HOME

    Property flipping guidelines extended by FHA until May 2010! What does this mean?

    I know a few of my buyer clients and blog readers have recently ask me questions on this subject. This is a Great post that sums it all up.

    Here is also a link to my website  LasVegasDawn.com

    Via Colleen Craig (Southern California Mortgage Professional):

    Property Flipping guidelines extended by FHA , until May 2010!  What does this mean and who does this affect?

    What is property flipping?  

    No .......it's not flipping your home with another couple as seen in trading spaces on  TLC!

                                                            

    FHA GUIDELINES STATE THE FOLLOWING:  

    Property flipping is a practice whereby a recently acquired property is resold, often for a considerable profit.


    Most property flipping occurs within days or a few weeks of acquisition and usually with only minor cosmetic improvements, if any.


    While there is nothing illegal with selling properties within days of acquisition, some of these transactions are fraudulent because the condition of the property is misrepresented and/or the value of it is artificially inflated.

    Effective June 9, 2008, FHA temporarily waived the property flipping rule 90-day waiting period, for homes that were foreclosed on and being sold by lenders or by property disposition firms on the behalf of lenders.  

    So if you have a property that was purchased by an individual investor,  or investment group, you must must wait 90 days to DO ANYTHING!  We can not order an appraisal or case #, we can't open escrow, order title or apply for the mortgage. You can't even draw up the contract, or do inspections or the buyer will be in jeopardy of losing their deposit. There basically can be no record of any sale during that 90 day timeframe.  

    This has become an issue in recent months because of the lack of knowledge of the guidelines along with the anxiousness of all parties involved.   Day 91 is when it can all begin unless the exceptions apply.

    We CAN however, apply for the mortgage with a property  "to be determined "and get the buyer PRE-APPROVED. 

     

    So keep this in mind when you are putting your deal together and expecting your lender to jump through hoops on day 91 and close in two weeks!

                                              

     

      

    The waiver applies to owner occupants only and does not apply to people/entities that purchase foreclosures either singly or in bulk for resale. Subsequent sales of such properties will continue to be subject to the standard regulatory requirements.

     

    The temporary property flipping waiver has been extended and FHA will recognize sales agreements on foreclosed properties signed by the seller and buyer on or before May 10, 2010.

     

                 Do you want more BORING                      but pertinent facts you MUST know if you encounter a flip     ????

     

    The only exceptions to the FHA property flipping rule are:


    1. Properties acquired by an employer or relocation agency in connection with the relocation of an employee.
    2. Re-sales by HUD under its Real Estate Owned (REO) program.  There are LOTS out there! And most homes can benefit from an FHA 203k streamline loan!


    3. Sales by other United States Government agencies of single family properties pursuant to programs operated by these agencies.

    4. HUD REO properties that were purchased by nonprofits at a discount with resale restrictions.

    5. Sales of properties that are acquired by the seller through inheritance.

    6. Sales of properties by state and federally-chartered financial institutions and government sponsored enterprises.

    7. Sales of properties by local and state government agencies.

    8. Sales of properties within Presidentially Declared Disaster Areas.

    9. The restrictions do not apply to a builder selling a newly built home or building a home for a borrower.

    10. The sale must be by the owner of record.

    11. Appraisers are required to analyze any prior sales of a subject property in the previous three years for one to four family residential properties.

    12. A lender must obtain a second appraisal by another appraiser if:
    the re-sale date of a
    property is between 91 and 180 days following the acquisition of the property by the seller, and
    the resale price is 100 percent or more over the price paid by the seller when the
    property was acquired
    FHA reserves the right to require additional documentation from a lender to support the resale value of a
    property if:
    the resale date is more than 90 days after the date of acquisition by the seller, but before the end of the twelfth month following the date of acquisition, and the resale price is 5 percent or greater than the lowest sale price of the
    property during the preceding 12 months.

    Any subsequent re-sales of the properties must meet the 90 day threshold in order for the mortgage to be eligible as security for FHA insurance.

     

    So remember to do your research!  We are the professionals and it is our job to know this information for our consumers.  We will save time, money and problems if we know this up front.

    Happy Selling, buying and financing peeps!

     

                                        

     

     Follow me on Twitter!  

     

     

     

    REOTrans will become Equator

     If you already use this site you most likely are already aware of the change.

    Here is the message on the site:

    REOTrans is changing it's name!
    We just announced we're changing our name to "Equator". The reason for the name change is to facilitate the expansion of our technology solution. Since our inception in 2003, we've grown beyond REO automation to become the epicenter of the Default Servicing Industry. The name change is scheduled to take place at the end of Q4, 2009.

    Thank you,
    Chris Saitta, CEO REOTrans.

    Read the full article in the San Francisco Business Times at ....REOTrans is Changing Its Name to Equator

     LOS ANGELES, Oct. 5 /PRNewswire/ -- REOTrans, the nation's leading provider of online financial solutions, announced today that it will be changing its name to Equator. The reason for the name change is to facilitate the expansion of its technology solution. Since its inception in 2003, REOTrans has grown beyond REO automation to become the epicenter of the Default Servicing industry. The name change is scheduled to take place at the end of Q4, 2009

    Currently 51 Mortgage Servicers, 15,000 Default vendors and 625,000 Real Estate agents use the REOTrans platform to manage more than 150,000 transactions daily. Over $65 billion in foreclosed real estate has been sold through the REOTrans platform. REOTrans is headquartered in Los Angeles and maintains several field offices on the West Coast, Dallas and Denver

     

    When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

    When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS- Beazer Homes Sued over Pig Farm

    This is an interesting article in the Las Vegas Sun

    NLV homebuyers sue builder over pig farm odors

    This is the same pig farm that has been a feature of "Dirty Jobs" TV show. R.C. Farms, Inc., is a pig farm that has been in North Las Vegas since 1963 and in recent years there has been a lot of talk and complaints....but.....His farm has been there since  1963.

    Usually, when you get within a mile of the farm or, if you are driving in the area for any length of time.....You know it! There has been so much controversy over this farm and yes, I would not want to live to close as the smell is just too much,,,but it still goes back to the fact that the farm has been there since 1963.

    Buyers of a North Las Vegas home are suing a home builder, charging the company failed to disclose the presence of an area pig farm that is generating odors the homeowners say are unbearable.

    They say in the suit that under Beazer's development agreement with the city of North Las Vegas, it was required to obtain signed releases from prospective homeowners acknowledging the existence of the R.C. Farms pig farm and that the housing development may be subjected to odors from the farm.

    But the Riccis say Beazer didn't provide the required information about the farm and after they moved in and noticed the odor, they asked the Beazer sales person who sold them the home about the issue.

    The sales person denied any duty to disclose the presence of the farm, reasoning it was too far away from the home to necessitate disclosure, the lawsuit says.

    Disclose, Disclose, Disclose.... we are always told this, but, "Directions calculated by mapquest.com indicate the farm is a 1.7-mile drive from the home"...  so at what point will it be determined that a radius or distance of "X" amount of miles from a site that emits a "Smell", be it a pig farm, chicken farm or something else would make it necessary to disclose? 

    Being from the south I've been around a lot of different type of farms and usually when you are within a half a mile of some farms,,,,you know it. We almost bought a home in Florida that was over 2 miles from a chicken farm....didn't know it on the 1st visit or the 2nd...but geez one more trip by the place and we knew it...Took a bit of driving around to locate the "source", but it definitely changed our minds about the place.  Ok, maybe most buyers don't drive the area and go by 3 times,,,,Maybe you should!  Just like the suggestion I make to buyers to drive the neighborhood after dark on Fri/Sat nights.  It may not always be a guarantee of what an area is like, but sometimes it is.  And, contrary to what buyers may think,,,,,your real estate agent doesn't know everything about every neighborhood,,,at least that is my opinion.  We may become an "expert" on an area, but there are always things we may not know....(ok hope I don't get blasted by other agents for that)

    I know on a windy day (which happens all the time here) I have been in North Las Vegas near Alianta and I knew the smell in the air most likely was from the farm, could I prove it, not likely. So, if someone is buying in North Las Vegas anyplace East of Alianta, I now may need to say, "hey, do you know about the farm a few miles away,,no? well there is,,just so you know,, on a windy day you may notice a "smell",,,etc,,,, (or do I?) maybe I need to consider a written disclosure on it now.....Maybe, I could print out this blog and have them sign it as "disclosure"..LOL...

    It will be interesting to hear the outcome.

     

    Where are all the REO's?

    Interesting article by Rick Sharga or Realty Trac in RISMedia,,,,click below to read the whole article

    Where Are All the REOs?

    Foreclosure Fundamentals by Rick Sharga

    RISMEDIA, October 5, 2009

    Read more: http://rismedia.com/2009-10-04/where-are-all-the-reos/#ixzz0T5P5AVGF

     

    It's a fair question. In normal market situations, a bank will repossess a home and usually process it through to a listing agent to put on the MLS within 30 days. In a relatively short period of time, virtually every marketable REO property finds itself listed for sale on the local MLS. Today, that's simply not the case; it's likely that between 450,000 and 500,000 properties repossessed over the past year are still not on the market. And with buyers hungry for housing bargains, and agents and brokers chomping at the bit ready to sell the properties, it begs for a reasonable answer.

    Lenders and servicers admit that it's taking longer to process REOs than it has in the past, and they offer a number of legitimate reasons:

    -Many of the properties have title issues that need to be resolved.

    -Many of the properties are in states of utter disrepair.

    -A number of states have strict redemption-rights periods, which prevents the lender from reselling the property.

    -A few states have extended the length of eviction proceedings.

    What else could be slowing things down?

    A popular theory is that many banks are holding the properties off the market in order to defer losses. There is some accounting logic to this theory, as in most cases, banks aren't required to adjust asset prices until the actual resale of the property. Another idea is that the industry is holding back the inventory to create leverage with the government in order to force the creation of a "toxic bank" or RTC-like entity that would buy the distressed assets at 50 to 60 cents on the dollar rather than the 30 to 35 cents available on the market today. This theory suggests that, seeing the threat of a massive inventory of distressed homes being released all at once, the government would "blink" rather than risk another housing market meltdown.

    Whatever the reason-process issues or conspiracies-we're going to continue to see record-breaking numbers of REOs for at least the next year, and we'll all be watching to see when these sought-after homes finally make their way to the market.

    Rick Sharga is senior vice president at RealtyTrac



    Read more: http://rismedia.com/2009-10-04/where-are-all-the-reos/#ixzz0T5PTGSbk

    Centennial Hills Movies in the Park -Kids Love this! Monsters vs. Aliens-Oct. 9, 2009

    Take the kids, chairs and blankets!

    The city of Las Vegas will host a Movie in the Park, "Monsters vs. Aliens," for all ages at

     8 p.m. Oct. 9 at Centennial Hills Park, 7101 N. Buffalo Drive.

    People are invited to picnic and bring blankets or folding chairs.

    For information, call 229-1087.

    Centennial Hills Village of Centennial Springs Movies in the Park

    MAP

     

    Do you know of someone who is facing foreclosure, behind on their house payment and

    they need to sell their home?

    Please have them call me 812-4550, I do not charge any upfront fee for listing your home for sale

    & you may be able to stay in your home longer.  SHORT SALE - Preforeclosure Listing.

    There is an alternative to foreclosure.

    Email Dawn

    Do you need to sell your Las Vegas Home?

    Call me

    (702) 812-4550

    Dawn Barrier
    Century 21 Aadvantage Gold

    A Las Vegas Short Sale Agent Real Estate Professional

    Certified Short Sale Professional

    Certified Short Sale Professional

    Dawn Barrier Email Dawn
    Century 21 Aadvantage Gold
    2 offices to serve your needs (North and South)
    Las Vegas, Nv
    (702) 812-4550

    My Website

    My Blog

    Copyright © 2009 Dawn Barrier. All Rights Reserved.

    This article is of a general nature and is not intended to address any specific legal or ethical situation.

    Images Copyright © 2009 Dawn Barrier. All Rights Reserved.

    NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

    NEVER PAY a Mortgage payment to someone who comes to your door!!

    I posted a blog...Freddie Mac hires Titanium Solutions, Inc. to Help Borrowers Complete Modification Applications

    and it as well as some recent happenings prompted me to write this post... 

    To minimize potential fraud by imposters, representatives will not be permitted to accept mortgage payments or any other money from borrowers...this is except from recent article about Freddie doing loan mods door-to-door

    Las Vegas has become known for having lots of scammers showing up at the door and calling people to try and get their $ by whatever tactic they can and there are still people falling for the scams and giving people money up front before they even check the person or company out.

    I recently had a couple ask me if they could give me their mortgage payment to turn into the bank...NO!!!

    Unfortunately, I have also been meeting a lot of people who have been scammed out of thousands of dollars by loan modification companys as well.

    NEVER PAY a Mortgage payment to someone who comes to your door!!  Spread the word!

     

    A Las Vegas Short Sale Agent Real Estate Professional

     More about me...

      SHORT SALE YOUR HOME NO UPFRONT FEE

    A bit about me

    Certified Short Sale Professional

    Certified Short Sale Professional

    Dawn Barrier        Email Dawn 
    Century 21 Aadvantage Gold
    2 offices to serve your needs (North and South)
    Las Vegas, Nv
    (702) 812-4550

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    Copyright © 2009 Dawn Barrier. All Rights Reserved.

    This article is of a general nature and is not intended to address any specific legal or ethical situation.

    Images Copyright © 2009 Dawn Barrier. All Rights Reserved.