Every Household Should Have a Budget - Getting Started This is some great information to help get you house in order.
Every Household Should Have a Budget! The key to financial success is to have a plan. So to formulate that plan, you need to have a household budget.
So let's talk about how to prepare your budget. The biggest obstacle for most is just getting started. It seems like a daunting task. But these helpful hints will get you started. Here is what I recommend my clients do first. For the next 30 days, I want you write down every penny that you spend.
At the end of 30 days, tally your expenses by category.
How much did you spend on housing?
How much did you spend on utilities?
How much did you spend on groceries?
How much did you spend on your vehicle?
How much did you spend on clothing?
How much did you spend on entertainment?
How much did you spend on medical expenses?
How much did you spend on insurance policies?
How much did you save?
I like to put all of this in a spreadsheet so that changes can be made easily.
In my next blog we will talk about how to put the budget together.
If you found this blog valuable, please subscribe by clicking the button to the right. If you are ready to talk about a mortgage, please click HERE to apply now.
Sr. Mortgage Consultant
Georgia Residential Mortgage Licensee #25839
600 Galleria Parkway
Atlanta, GA 30038
What to learn more, Google Me!
Like what you saw, please SUBSCRIBE to my blog!
The opinions and general information in this blog are soley those of Kathy Sheehan. Specifics regarding an individual case should be discussed in detail with a loan professional. For a confidential consultation, please feel free to contact me via phone or email. All terms and conditions are subject to change.
Dawn Barrier EXP REALTY Las Vegas (702) 812-4550
Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted.
All photography on this site are the property of Dawn Barrer unless otherwise noted and are
protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any
way without written permission of Dawn Barrier.If you would like permission to use a photo
please email Dawn Important Notice -This is a personal blog.