Fulton Park is a gated condo community built in 2006 by Pulte Homes near Durango & Charleston in the Summerlin area.

1, 2 & 3 bedroom condos with attached garage and a community pool make this a highly desirable community. Not too far from Boca Park.

Prices range from approx. $65,000 to $120,000.

If you would like me to list your home for sale, please call me at (702) 812-4550.

If you would like more information, pricing and pictures of homes for sale in this community, just call or email me and I can email you the information to you.

Dawn Barrier CSP®

Century 21 Realtor®               My website:  www.LasVegasDawn.com

I am a Las Vegas REALTOR® I specialize in residential real estate, single family homes, Short Sales, Preforeclosures, REO's - Bank Owned in the Las Vegas area.

Stay tuned to read my blog and you will find out more about me and maybe some things about Las Vegas you never knew! I write about Las Vegas real estate and other things that are interesting to me.

All stats are per GLVAR MLS as of this date SF resale homes only. Information deemed reliable but not guaranteed. For recent Las Vegas MLS data contact me via email with your search criteria.

Copyright © 2009 Dawn Barrier. All Rights Reserved.

Centennial Hills Las Vegas, Nv Community Market Update - Vista Verde "Madera & Ventana" November 2009 

Read more about the community of Vista Verde

Current Listings:  24

Current Under Contract:  14

Recent Sold (past 45 days):  5

If you would like me to list your home for sale, please call me at (702) 812-4550.

If you would like more information, pricing and pictures of homes for sale in this community, just call or email me and I can email you the information to you.

Dawn Barrier CSP®

Century 21 Realtor®               My website:  www.LasVegasDawn.com

I am a Las Vegas REALTOR® I specialize in residential real estate, single family homes, Short Sales, Preforeclosures, REO's - Bank Owned in the Las Vegas area.

Stay tuned to read my blog and you will find out more about me and maybe some things about Las Vegas you never knew! I write about Las Vegas real estate and other things that are interesting to me.

All stats are per GLVAR MLS as of this date SF resale homes only. Information deemed reliable but not guaranteed. For recent Las Vegas MLS data contact me via email with your search criteria.

Copyright © 2009 Dawn Barrier. All Rights Reserved.

 Avoid Foreclosure in North Las Vegas

List your home with an experienced Las Vegas short sale Realtor.

I am a licensed Realtor® that specializes in avoiding foreclosure.

 I will assist you in selling your home.

Regardless of your current situation I am here to assist you, so call me today to help you find a solution! You have options which can enable you avoid foreclosure proceedings .  Best of all with a short sale my commission is paid by the bank!

www.LASVEGASDAWN.com for more info or give me a call at (702) 812-4550

SHORT SALE YOUR HOME NO UPFRONT FEE

Certified Short Sale Professional

Dawn Barrier
Century 21 Aadvantage Gold
2 offices to serve your needs
Las Vegas, Nv
(702) 812-4550

North Las Vegas - FREE SHORT SALE Services - Las Vegas Short Sale Realtor®

Direct from....RISMEDIA, November 13, 2009-London heads the top ten list of "Best House Swap Destinations" according to prominent home exchange blogger Nicole Frank, an Advice Columnist for RoofSwap.com, a recently launched website that already has over 14,000 listings. The results were ranked according to several criteria: places where there are large numbers of eager swappers; places where lodging costs are prohibitive; and interesting, esthetically pleasing places to visit.

Read more:

The remaining top ten list includes:

2. Manhattan

3. Paris

4. Sydney

5. San Francisco

6. Montreal

7. Tuscany

8. Barcelona

9. Vancouver

10. Netherlands

Interesting article in the WSJ on Loan Modifications

By RUTH SIMON

The Obama administration said Tuesday that its mortgage-modification program has enrolled one in five eligible homeowners, a sign the effort is gathering momentum after a slow start. But so far few of those trial modifications are turning into permanent fixes.

Whether the program will ultimately be judged a success will depend upon how many trial modifications become permanent.

The administration won't release figures on completed modifications until December, but so far it appears that very few trial modifications are becoming permanent, often because of a lack of documentation

"It's a fiasco in the making," said Alan White, an assistant professor at Valparaiso University in Indiana, citing preliminary information about low numbers of permanent modifications and complaints from attorneys and housing counselors.

"The good news is you've gotten all these homeowners in from the cold and on these temporary modifications," Mr. White said. "The bad news is we are stumbling in getting all these people...all the way" to keeping their homes.

It's not clear yet what will happen to borrowers who make payments, but don't submit required paperwork.

"We have gone the extra mile," said Assistant Treasury Secretary Michael Barr in an interview. "Now it's up to the servicers to close the deal."

The administration continues to look for ways to address challenges in turning trial modifications into permanent fixes, a Treasury spokeswoman said.

Loosening documentation requirements should make it easier to complete some modifications, said Sanjiv Das, president of Citigroup's mortgage unit, which has finalized more than 1,600 of the modifications. Roughly 70% of the 68,000 borrowers in the program are current on their payments, Citigroup said.

Still, some borrowers say their mortgage companies have kept them in limbo for months. Gerald Bullock of Cincinnati said he has made seven trial payments and provided J.P. Morgan more than 60 pages of documents, but this week got another request for documents.

"We don't know if we have a house to live in or not," said Mr. Bullock, who fell behind on payments after becoming disabled in a workplace injury. "It just adds to [my] anger and depression."

A J.P. Morgan spokesman said Tuesday that Mr. Bullock's final modification was approved Friday and paperwork finalizing it will be sent this week. "Unfortunately, we mistakenly called him for additional documents," the spokesman said.

In an effort to get required documents, Saxon recently offered more than 5,000 Florida and California borrowers in the trial program $25 gift cards if they brought their paperwork to a nearby company event. About 15% responded, the company said.

Freddie Mac, the government-controlled mortgage company, recently hired Titanium Solutions Inc. to go door-to-door gathering needed documents. "Most of our borrowers got into the loan with assistance" and need similar help with the modification process, said Freddie Mac Senior Vice President Ingrid Beckles.

Susan Cook, a real-estate broker who works as a home-retention consultant for Titanium, said borrowers often report that they have sent in their paperwork "two or three times." But "there is always some little piece that is probably missing," she said.

"Although the tax credit remains at $8,000 for homebuyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for homebuyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up homebuyers did not qualify." Consider these three examples: 

Example 1:
Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.

Example 2:
Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.

Example 3:
Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight. 

The tax credit applies to homes purchased for less than $800,000 before May 1, 2010. "If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010," Nicholas said. "It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit." 

The income limitation for single tax payers went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. "This means that more people will qualify for the credit - especially in parts of the country with higher costs of living," Nicholas said. "This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit." 

There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples: 

-The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others

-If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit).

-The credit applies even if you have co-signers on your mortgage loan 

Article from RIS Media:Read more: http://rismedia.com/2009-11-08/expanded-version-of-tax-credit-will-allow-more-homebuyers-to-qualify/#ixzz0WVKbdJYa

RISMEDIA, November 6, 2009-After the Senate gave final approval last night without a dissenting vote, the House of Representatives voted overwhelmingly this afternoon to pass legislation containing an extension and expansion of the homebuyer tax credit, completing Congressional action and sending the tax credit to President Obama for his signature, possibly as early as tomorrow.

The $8,000 homebuyer tax credit for first-time buyers, due to expire in 25 days, will be extended through April 30 of next year and buyers will have an additional two months, until the end of June, to close. First-time buyers who are in the process of making a purchase will no longer need to worry about qualifying for the $8,000 credit if they close after the November 30 deadline. The new legislation increases the income limit for couples with income up to $225,000, a nearly $55,000 increase above the level in existing law.

For the first time, the new legislation makes buyers who already own a home eligible for a credit. A $6,500 maximum credit will be available to existing homeowners who have lived in their current residence for five of the prior eight years. The legislation limits eligibility for the existing homeowner credit to homes worth $800,000 or less.

More about me...

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs:

Summerlin Short Sale *Bank of America Short Sale Closed* Las Vegas Condo Short Sale

Las Vegas Foreclosure filings, Notice of Defaults, are the numbers really leading to foreclosures?

Pending home sales rose again according to the National Association of Realtors®-Las Vegas area Pending and Contingent sales..

 Las Vegas Pumpkins...What do I do with them? Donate them in North Las Vegas, Nv

Facing Foreclosure? 'Short Sale' May Help -

Las Vegas Listing- Condo - Just Sold - Summerlin area Short Sale Sold

This condo closed recently for $64,900.

This was a Bank of America Short Sale. (Yes, we can close Bank of America Short Sales!)

If you are looking to list your home on the in the Las Vegas area give me a call.

Dawn Barrier

Century 21 Aadvantage Gold

2 offices to serve your needs (North and South)

Las Vegas, Nv

Dawn Barrier | Century 21 | (702) 812-4550 8324 Charleston Blvd #1031, Las Vegas, NV Las Vegas Condo, Summerlin Area, Beat the Bank, Short Sale Listing 1BR/1BA Condo offered at $59,900 Year Built 2006 Sq Footage 862 Bedrooms 1 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Car garage Lot Size Unspecified DESCRIPTION As you walk into this Pulte built condo with direct access garage you will notice that this condo has been well taken care of and is almost like new. The kitchen has Corian counters beautiful Oak cabinets, dishwasher, refrigerator, stove and microwave. A breakfast bar ready for a couple of barstools. Custom diagonal set Tile floors in kitchen, dining area, entry, main living area, laundry room. This is a spacious condo not far from shopping, like Boca Park and the Summerlin area. Easy trip to Red Rock, golf, recreation. There is a dining area/nook that has sliding glass doors that go out to the covered patio. Large laundry area with washer and dryer shelving, extra storage space. There is also huge walk in storage area for bikes,etc. Located in a Gated Community that includes a nice pool to take a dip in or just lounge around. Nice well kept mature landscaping with trees and grassy area. This would be Great for a First Time Home Buyer, a nice Vacation-2nd home or even an Investment property as well. Modern Ceiling Fans & Lighting. see additional photos below PROPERTY FEATURES Central A/C Walk-in closet Tile floor Living room Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Washer Dryer Laundry area - inside Balcony, Deck, or Patio COMMUNITY FEATURES Swimming pool(s) Gated property OTHER SPECIAL FEATURES COMMUNITY INCLUDES POOL ADDITIONAL PHOTOS Photo 1 Photo 1 Photo 2 Photo 1 Photo 1 Contact info: Dawn Barrier Century 21 (702) 812-4550 For sale by agent/broker Equal Opportunity Housing

http://www.LasVegasDawn.com

Las Vegas Short Sale Agent

Last night the Senate voted cloture on a bill that includes the extension of the first time home buyer tax credit.

While this is not the final vote, it effectively seals the deal on the plan to extend the $8000 first time buyer credit through April 30th and expand said credit to move-up buyers on a smaller ($6500) scale.

Check out  Diana Olick article ...
CNBC Real Estate Reporter
Home Buyer Tax Credit Done: Does it Matter?

The extension is also an expansion, giving some move up buyers $6500 more in purchasing power, but that's only up to the income cap of $150,000 for single filers and $225,000 for joint filers.

While Las Vegas is always the top in the nation for this title of foreclosure filings, this does not mean all those will become foreclosures.

The amount of Las Vegas Short Sales in the MLS that are in Pending or Contingent status is as of today, is at 8,719 per our local MLS stats for resale homes/condos,etc in the Las Vegas area.

The amount of Las Vegas Loan Modifications in process is also huge.

Because of just these 2 factors (there are more), many of the foreclosures will get delayed, we hope permanently, but if nothing else, we could see 3-6 months delays, just based on current activity. 

What this means is that for every Notice of Default that is filed on one of our Las Vegas Short Sales, we fight like HECK to get them closed as soon as we can to beat the sale date or we fight like HECK to get the foreclosure sale date postponed until we can get it the deal sold and closed.

Sometimes you can be 3 months into a Bank of America Short Sale and may have already put off a foreclosure sale date or two and may still fight to do it once or twice more before the home closes escrow.

There are still many that will foreclose as unfortunately from what I'm seeing is many homeowners who don't qualify for a loan modification they may be unaware that they could do a Las Vegas Short Sale to avoid the foreclosure.

The banks are always saying "we don't want to foreclose" , so if that is the case,, it may indicate they will be more willing to do the short sales and postpone the foreclosure sale date.  Although some banks can move a short sale thru their system in 60 days, many of them can't , we can hope the process will become quicker but don't hold your breath. So again, this makes the numbers a bit skewed as it adds more delays. 

So on one hand I'm optimistic that a lot of Las Vegas Short Sales will close and avoid foreclosure, the other hand feels we may be just delaying the possible recovery in our market and many foreclosures will still go thru.

Pending home sales rose again, marking eight consecutive monthly gains - the longest streak since measurement began in 2001, according to the National Association of Realtors®.

Lawrence Yun, NAR chief economist, said the momentum is understandable. "What we're witnessing is a rush of first-time buyers trying to beat the expiration of the tax credit at the end of this month," he said. "Home values will stabilize sooner rather than over-correcting. That, in turn, will mean wealth stabilization for the vast number of middle-class families and lay the foundation for a durable economic recovery."

READ the whole article here....Realtor.org

Las Vegas area Pending and Contingent sales or resale homes are as of today per our MLS stats at 14,766. That is a great number to have, but it may take months to close a lot of them due to 8,719 of them being Las Vegas area Short Sales.

Well, if you are not making pie, here is a place you can donate them to "The Pig Farm in North Las Vegas, Nv.

This is the same pig farm that has been a feature of "Dirty Jobs" TV show.

R.C. Farms, Inc., is a pig farm that has been in North Las Vegas since 1963

The farm is at 555 E. El Campo Grande Ave., west of Losee and south of Tropical

Dawn Barrier
Century 21 Aadvantage Gold

A Las Vegas Short Sale Agent Real Estate Professional

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs

Facing Foreclosure? 'Short Sale' May Help -

Firt Time Home Buyer Tax Credit -looks like it is closer to getting the extension

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

There are still kinks to work out ...

CNN reports...Senate likely to extend homebuyers' tax credit

Washington (CNN) -- Senate leaders have reached a tentative deal to extend the first-time homebuyers' tax credit that was originally passed earlier this year as part of the stimulus bill, Republican and Democratic sources told CNN on Wednesday.

The agreement would extend and expand the credit to include current homeowners who want to move, according to the sources.

The original credit in the stimulus bill is set to expire at the end of November and offers a tax credit of $8,000 to first-time homebuyers.

Senate sources told CNN they have tentatively agreed to extend that $8,000 credit for first-time buyers until the end of April. In addition, they are adding a $6,500 credit for some current homeowners who buy a new residence by then.

To qualify, current homeowners must have lived in their primary residence for five continuous years.

Dawn Barrier
Century 21 Aadvantage Gold

A Las Vegas Short Sale Agent Real Estate Professional

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

When times are good we are #1 and when they are bad, we are #1 again...Ugh...

Even though our inventory of single family resale homes has dropped below 9,000, the looming foreclosure notices are still at record highs.

Our pending and contingent are at around the 12,000 mark.

There are still a lot of homes sitting vacant, not on the mls, that are bank owned, so it will be interesting to see if they keep putting them on the market at a dribble or if they flood it at one time.

RISMEDIA, October 28, 2009-RealtyTrac, one of the leading online marketplaces for foreclosure properties released its Q3 2009 Metropolitan Foreclosure Market Report, which shows that cities in California, Florida and Nevada accounted for the 10 highest foreclosure rates in the third quarter among metro areas with a population of 200,000 or more.

But five of those Top 10 metro areas reported decreasing foreclosure activity from the third quarter of 2008, while many other metro areas with Top 50 foreclosure rates reported sharp increases in foreclosure activity.

"Rising unemployment and a new variety of mortgage resets continued to gradually shift the nation's foreclosure epicenters in the third quarter away from the hot spots of the last two years and toward some metro areas that had avoided the brunt of the first foreclosure wave," said James J. Saccacio, chief executive officer of RealtyTrac. "While toxic subprime mortgages drove much of that first wave of foreclosures, high unemployment and exotic Alt-A Option ARMs are spreading the foreclosure flood to more metro areas in 2009."

New foreclosure hot spots flare up

Among the top 50 metro foreclosure rates, the three biggest year-over-year increases were in Boise City-Nampa, Idaho, and Provo-Orem and Salt Lake City in Utah. In several states the largest increases were posted in cities not previously a focal point for foreclosure activity. The Chico metro area posted the biggest year-over-year increase in California, with foreclosure activity up 98% from the third quarter of 2008. The medium-sized metro about 100 miles north of Sacramento had a 12.8% unemployment rate in August, above the state and national averages.

A similar trend was seen in cities like Reno-Sparks, Nev., with an 80% year-over-year increase in foreclosure activity, Prescott, Ariz., with a 77% increase, Jacksonville, Fla., with a 64% increase, Rockford, Ill., with a 64% increase, and Lansing-East Lansing, Mich., with a 41% increase.

Top metro foreclosure rates

Las Vegas posted the nation's highest metro foreclosure rate, with 5.13% (one in 20) of its housing units receiving a foreclosure filing during the quarter-nearly seven times the national average. A total of 40,408 Las Vegas properties received a foreclosure filing during the quarter, an increase of nearly 9% from the previous quarter and an increase of nearly 54% from the third quarter of 2008.

DIRECT from RISMEDIA,,,Read the whole article here

All stats are per GLVAR MLS as of this date SF resale homes only.

Dawn Barrier
Century 21 Aadvantage Gold

A Las Vegas Short Sale Agent Real Estate Professional

Certified Short Sale Professional

Dawn Barrier Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550

My Website

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

Again it is one of those maybe yes, maybe no, it all depends.....

Just my 2 cents worth....

The odds of buying a home now (Nov 30th deadline to close) and closing a loan in time to get the tax credit are most likely very slim to none now due to the financing backlogs and the rush to get all the loans closed in time. Delays are happening even with conventional loans here in Vegas.

I'm sure there will be many that will be able to get in under the deadline, but at this point in the game, if your only reason to buy a home is to get the tax credit, you need to ask yourself .....will you still proceed with the sale if it closes after the deadline and you can't get the tax credit?

If your answer is No,,,,then another question you need to ask yourself is....are you willing to loose your earnest money deposit if you don't follow thru with the purchase? 

Is getting the tax credit really more important to you then buying that home you have always wanted?

Many sellers are now asking these questions and be prepared to see wording in the contracts about this as sellers and agents are most likely not going to want to put in offers for buyers who are "wishy washy" about this.

Other Blogs

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-This may hinder an extension

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

IRS INFO

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

FRAUD: First-Time Home Buyer Tax Credit fraud running rampant-Congress scrutinizes problems in home buyer credit     Four-Year-Olds Got Homebuyer Tax Credits

This could hinder any type extension?

Maybe it will maybe it won't....but....

Since most have heard the news about all the rampant fraud regarding claiming the tax credit, now it a good time to go back and read the IRS info if you have any questions....

First-Time Homebuyer Credit

First-Time Homebuyer Credit Questions and Answers: Homes Purchased in 2009

Other Blogs

Facing Foreclosure? 'Short Sale' May Help -

TIPS: Around the Home - Preparing House for Winter

NEVER PAY a Mortgage payment to someone who comes to your door in Las Vegas, Nv or any other town !!

When to DISCLOSE a "Smelly" site? NORTH LAS VEGAS-Beazer Homes Sued over Pig Farm -on the TV show "Dirty Jobs"

I was out to the "Farm" recently and thought I'd share some pics.  You can stop by for a visit and buy some fresh eggs, fruits and veggies, some of the largest watermelons you may ever see...we got 1 weighed about 25 pounds! Makes me miss my farm I use to have in Florida,,but not all the work!

They also have some cute critters to see rabbits, goats, chickens, pony, peacocks and more...Please feel free to give a donation if you can.  Tell them the "rabbit lady" Dawn said to stop by.

Here is a link to a recent article in The View about the Farm and the Pumpkin Squash Festival The Farm

The festival, which will be held from 9 a.m. to 9 p.m. every weekend through Oct. 31, began all those years ago as a simple pumpkin patch.

According to Linsenbardt, it has now grown into so much more. The Farm is located at 7222 W. Grand Teton Drive. Admission is free

The event features a patch of squash, long-stemmed pumpkins, carriage rides, a hay maze, a petting zoo and a concession stand.

Interesting article direct from RISMEDIA...Read the whole article Click Here

59% of Home Buyers Rely on Low Down-Payment Government Mortgages

RISMEDIA, October 21, 2009-The new home market is cooling down and government intervention has been a key driver to new home sales, according to a recent monthly survey of home builders, just released by John Burns Real Estate Consulting. 

In addition to the tax credit that expires Nov. 30, government mortgage programs have been critical in 2009. The survey reveals that 59% of this year's sales have been dependent on FHA, VA or USDA financing programs with 96.5% to 100% LTV. 

What percentage of your home buyers this year used this type of financing?

Region           Cash    FHA         Jumbo    Other Conforming    USDA    VA         Don't 
                                    Insured    Loans      Loans                                       Loans   Know
 Midwest         3%         59%        1%              18%                    3%         3%           13%
Northeast        7%        41%          8%            28%                    2%         6%           8%
Northwest        5%       34%         13%           31%                    6%         11%          1%
Northern CA
Region              4%        68%         0%            16%                      0%         8%           3%
Northern
Florida              6%         47%        2%              15%                    16%        9%          5%
Southeast          7%         48%       6%             18%                     3%          11%          7%
Southern
California        6%          48%        15%            19%                     0%          8%           3%
Southern
Florida              22%         59%       4%              13%                      0%          3%           0% 

The highest use of FHA financing was reported by Northern California builders, while Southern Florida builders reported the highest percentage of cash purchases. "The cash sales are most likely due to investor purchases of attached homes," said Jody Kahn, a vice president with the firm. 

Read more: direct from RISMEDIA...Read the whole article Click Here

Facing Foreclosure? 'Short Sale' May Help

A Las Vegas Short Sale, What is a Las Vegas Short Sale? Short Sale Las Vegas Agent
Las Vegas Short Sale, What is a Las Vegas Short Sale?
A Las Vegas Short Sale occurs when you own more on your home that
what it could sell for and you need your lender approval to sell the home

 What does the term "Short Sale" mean and why does it take so long to process? -

WHAT DOES A SELLER NEED TO PROVIDE TO DO A LAS VEGAS SHORT SALE?

Another LAS VEGAS SHORT SALE **INVESTOR SPECIAL** RENTALS

Read the Whole article by

at Around the Home - Preparing House for Winter Goes Far to Make it More Energy Efficient

RISMEDIA, October 10, 2009-(MCT)-Every fall, we button up the house by cleaning and checking, fixing and sealing. Turns out that getting the house ready for winter isn't just a cold-winter thing-it's an eco-friendly thing, too. A tight house uses-and loses-less energy, requires fewer natural resources and produces less pollution. With just a bit of effort, you can make your fall house chores even greener. Here's how:

Read more: Around the Home - Preparing House for Winter Goes Far to Make it More Energy Efficient